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About

OneLoad is owned and operated by EP Systems; a Company setup as a partnership between Pakistan’s leading IT company, Systems Limited, and banking and mobility professionals.

OUR MISSION

Pakistan has a population of 180 million with only 15 million unique bank accounts. The challenge for financial inclusion and its economic benefits is enormous. EP Systems addresses this challenge through:

  • Strong technology.
  • Mobilizing mobile topups as a vehicle for financial inclusion.
  • Aggregating financial services for the unbanked under a single umbrella.
  • Providing interoperability among disparate branchless banking services available to the mass market.

Leadership team

MUHAMMAD YAR HIRAJ

MUHAMMAD YAR HIRAJ

Board Member and CEO

Mr. Muhammad Yar Hiraj is a technology entrepreneur with considerable experience in planning and designing large-scale software systems for the financial services sector, targeting unbanked low-income populations in emerging economies. Previously he spent over a decade with Morgan Stanley's Technology investment and advisory businesses based out of New York, San Francisco and Tokyo.

Aezaz Husain

Aezaz Husain

Chairman

Mr. Aezaz Hussain was the founding Chairman of Pakistan Software Houses Association (P@SHA). He is a member of the Economic Advisory Board the Information Technology Commission of Pakistan and the Council of the Computer Society of Pakistan. He is the Chairman of Systems Limited, Visionet Systems, Inc. and E-Processing Systems (Pvt.) Limited.

Asif Peer

Asif Peer

Board Member

Mr. Asif Peer started his career with Systems Limited Pakistan in 1996. Out of 19 years of his professional experience he has spent 13 years in the US and has played a vital role in the success and growth of Systems Limited’s business. He is currently the CEO of Systems Limited and also holds directorship in E-Processing Systems (Pvt.) Ltd and Visionet Systems, Inc.

Arshad Masood

Arshad Masood

Board Member

Arshad Masood serves as Chief Executive Officer of Visionet Systems, Inc. He worked at IBM for ten years before starting Visionet Systems, Inc. With his determined efforts, he has steered the company in achieving the status that it holds today. He has implemented worldwide sales and marketing strategies, and expanded opportunities for Visionet products by collaborating with technical leaders.